Mortgages & Interest Rates are the MOST TALKED ABOUT TOPIC in the real estate industry these days.  Not a conversation goes by without someone chiming in with their 2 cents about whether rates are going up, down, or sideways.

Let’s go beyond the clickbaity newspaper headlines and hear from a REAL industry expert.  Hugo Dos Reis is a partner at VINE Group, one of the top mortgage brokerages in Canada. They fund billions (that’s not a typo!) in mortgages every year and have the expertise to handle complex investor and personal portfolios.  With 12+ years of experience in the financial sector and a Bay Street Alumni, Hugo and his team lead investment financing solutions for clients across Canada. Hugo has provided financial planning education presentations to thousands of investors through seminars and workshops, has authored numerous articles, contributed insights to several news outlets and hosted a financial news segment for the multi-unit rental sector.

In this INTERACTIVE session, Hugo will be providing insights into:

• Recent Bank of Canada announcement and impacts on mortgage markets
• Interest rate forecasts for 2024
• The age-old dilemma of Fixed vs. Variable as it relates to today’s environment, as well as length of mortgage term
• Practical and useful mortgage strategies for maximizing cashflow and minimizing risk for your mortgage portfolio
• Recommendation if buying/refinancing today
• How RBC’s acquisition of HSBC will affect the lending environment
• “What rates are homebuyers and real estate investors getting these days?”
• How do I use rents to boost my mortgage qualification higher?
• What are rental addbacks & rental offsets, and why do I care?
• DCR lenders to help grow your portfolio
• Desjardins as a investor friendly lender

BRING YOUR QUESTIONS AND SCENARIOS FOR HUGO TO ANALYZE!  This will be an interactive session in which you will have the opportunity to have Hugo review your situation in real-time and give you expert advice on your mortgage portfolios, renewals, refinances, and more.